We are a limited liability Company incorporated in 2016, Dar es Salaam, Tanzania . Our company has acquired an excellent reputation as a one stop centre in the field of debt recovery, legal consultation, public auctioneering and insurance brokering through offering quality services at affordable prices.

We offer reliable services to both private individuals, financial Institutions and government entities and we work hand in hand with our clients to ensure they get the seamless and expedient services they deserve.


SEPCO DEBT COLLECTION & AUCTIONEERING COMPANY LTD is a multi-facet company registered in Tanzania under the Company’s Act Cap 212 and issued with Certificate of Incorporation No. 129679.

We are among the leading consulting firms in the fields of Debt Collection, Public Auctioneering, Real Estate Management, Legal Consultation and Insurance brokering.

Our company operates with General Auctioneer's licence and with a TIN No. 144-436-253.

We give our clients peace of mind by providing a transparent step-by-step guidance through out our projects and We boast a consortium of experts who offer innovative solutions and ensure timely project completion within the constraints of your budget and without sacrificing our high quality service.

To distinguish ourselves by providing exceptional services in the field of Debt Collection, Auctioneering, Legal Consultation, Real Estate and Insurance brokering in Tanzania and across the industry.

We conduct auctioneering service with negotiable prices, and we operate without set prices, terms and transactions being arranged between sellers offering lowest prices and buyers offering highest.We work cordially with our clients as we have the best qualified and experienced staffs with vast knowledge in all angles of auctioneering.
Our dedicated property consultants will be assigned to guarantee all your real estate needs with very good rates on the following services. Plot selling, House selling, University /college accommodation, Property management; House/apartment leasing.

The agency also performs rent collection activity as it collects rents on behalf of landlords in Dar es Salaam and across country.

We are professional negotiators for settling the debts, we help you recover the money that you loaned out to a company/ individual and collecting your outstanding receivables. Our recovery team works tirelessly in tracing deliquent debtors who run away or are out of reach in all aspects.


 Initial skip tracing: We conduct due diligence and ensure that the defaulter information is complete, accurate and up to date. This is done through contacting and visiting the defaulter premises and conducting investigation of defaulter so as to know his financial status and legal status of his assets.

 Demand notice: We issue the defaulter with a 14 days’ notice demanding them to pay the outstanding debt and the consequences thereafter. After the demand letter is issued we will know it is time to take further actions.

 Legal action: This is our last resort with regard to noncompliance of the defaulter to our out of court settlement strategy. Our legal team devises a laser-sharp approach based on the following , if the defaulter has a mortgaged property then it will be sold by public auction and if there is no mortgage property a civil suit will be instituted against the defaulter afterwards his properties will be sold in an auction.

Our legal team encompasses exceptional lawyers who offer a full spectrum of legal services in the following areas of practice

Corporate Secretarial Services

We offer Corporate Advisory services on business structures and organizations, Corporate mergers, incorporation of all kinds of Companies, trust bodies, non-profit organizations and charities, partnerships etc, Pre and Post registration of branches of foreign companies with the Tanzania Investment Centre (TIC).

Civil Litigation

Our litigation team is versatile and able to represent clients on their most critical litigation issues. Our experts can rapidly assemble a focused, integrated and efficient team to address all important aspects of a client’s problem and to handle numerous cases in multiple forums, including international disputes.

Labour & Immigration Law

We offer legal advisory with regard to labour issues by providing the following expertise: guiding companies on both contentious and non-contentious labour matters. Drafting and drawing up employment contracts, preparation of employment manuals, institution of labour proceedings, termination of contracts of employment, retrenchments, work permits for foreign employees and all other labour law related issues.

We advise and offer services in the area of life and health insurance or property and casualty insurance. General insurance. We provide advice on coverage by highlighting the potential impact of conditions and exclusions. Also, we procure and negotiate insurance terms

Our Team

We boast a multi-disciplinary team of highly qualified experts with vast experience in various fields ready to cater to the needs of our clients. Our team will work closely with you to fully understand your business needs.

Salumu Mkambalah - Marketing Manager/ Public Relations
0715 683 777
Mwinyi Mkambala - Managing Director
Ramadhan Mkambala - Recovery Manager/ Insurance Consultant

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